Cliff Ambrose, the visionary behind Apex Wealth, serves as a wealth manager with an innate passion for steering individuals towards enriched financial independence. His journey began with a robust educational foundation in finance and economics, culminating in a degree that set the stage for his financial guidance career. With his start at Metlife, Cliff acquired valuable hands-on experience in the industry, complemented by securing his Series 6 and Series 63 licenses, and later, his Series 65 qualification.

Continually striving for professional growth, Cliff has attained certifications as a Federal Retirement Consultant FRC℠, Certified Tax specialist CTS™, and a Certified Annuity Specialist CAS®, reflecting his unwavering commitment to expanding his financial wisdom.

Cliff’s expertise is finely tuned to the needs of pre-retirees, retirees, and entrepreneurs, offering comprehensive planning that integrates wealth management, estate strategizing, income structuring, and meticulous portfolio development. His mission is singular: to empower members of his community to reach the apex of their wealth potential.

Beyond the financial realm, Cliff dedicates time to nurturing young talents as a football coach, indulges in his love for golf, and commits to charitable endeavors aiding those on the path to recovery. Family plays a central role in his life; with his wife, Allison, and their three children, Brielle, Myles, and Vivian, he relishes the idyllic tranquility of the Caribbean Islands, often escaping to its radiant shores and embracing its hospitable culture.

Education & Professional Experience

Education

Saint Anselm College— Finance & Economics, 2001–2004

Professional Experience

• Owner, Apex Wealth— 2019–Present
  Independent financial planning and retirement income strategies.
• Regional Manager, National Life Group— 2019–2022
  Leadership/recruiting, advisor development, and practice growth.
• Owner/Operator, Partners Career Solutions— 2015–2018
  Recruiting and consulting for financial services and related roles.
• Independent Financial Planner— 2009–2014
  Fee-based planning, annuities, tax-aware distribution strategies.
• Financial Planner, MetLife / New England Financial— 2004–2008
  Comprehensive planning, insurance, and investment solutions.

Designations, Registrations, and Licenses:

Kiplinger Magazine - Published Author

Federal Retirement Consultant (FRC)

Certified Tax specialist (CTS™)

Certified Annuity Specialist (CAS®)

Life and Fixed Annuity License

Investment Advisor Representative (IAR)

Series 65 License

Annuity.org Expert Contributor

Published Author, "Descending the Retirement Mountain"

Michael Hills grew up near Bristol, Connecticut, where he witnessed the impact of financial literacy and wealth management on the quality of life in his community. His experiences inspired him to pursue a career that would allow him to build meaningful relationships with the people he served. As a result, he enrolled in Gordon College as a business major. During his studies, he discovered his talent for numbers, financial planning, and connecting with clients, which led him to pursue a double major in business and finance.

After graduating, Michael joined Apex Wealth as an intern and began his training to become a financial advisor. He swiftly obtained his series-65 license, Certified Funds Specialist (CFS^®) designation, Certified Income Specialist (CIS™) designation, life insurance license, and became a permanent member of the Apex Wealth team. Michael now serves as a trusted source of clarity for clients navigating the complexities of finance and retirement.

Outside of work, Michael is passionate about golfing and was previously the captain of his college team. He spends his free time exploring different golf courses across the United States and enjoying moments by the water with his wife, Haley. 

Jason Kleiner resides in Orlando Florida with his wife of 17+ years and their 3 beautiful children.  He has spent the last 20 years as a serial entrepreneur, creating and running multiple companies in various business areas including but not limited to tech startups, online retail as well as brick and mortar retail.  In that time he has employed multiple individuals that were High School students all the way up to those that may be toward the end of their career and looking forward to their eventual retirement.  It is this history that gives Jason a unique understanding of where each person is at the stage of life that they are currently in.  A helper by nature, Jason takes the responsibility that comes with the business seriously and his goal is to always act in the clients best interest to make sure that the benefits they are looking for are realized. 

Outside of work, for more than a decade, Jason has volunteered with Lake Nona Youth Sports (LNYS), which is the oldest Non-Profit Youth Sports Organization in his hometown of Lake Nona Florida (Southeast of Orlando International Airport) and currently serves as President. LNYS has served thousands of local families in the past 14 years and under his management has created the largest Co-Ed Flag Football League in Central Florida. It is his overall goal to give back to the local community and youth sports and more specifically Lake Nona Youth Sports has been such a huge part of his own kids lives that it was a natural fit for him.  When not working with clients, you can be sure he is doing something to help shape the lives of local youth athletes in football, cheer, flag football, wrestling and lacrosse.

With 13 years experience of sales and marketing, I am a results driven and detail oriented individual, skilled at analyzing opportunities. I love communicating with potential clients and completing financial statements. Here to help you with a seamless transition with becoming a successful client.